• A billion-dollar fund could back XRP if banks adopt it as a faster, cheaper alternative to SWIFT.
• XRP’s potential hinges on widespread adoption by major financial players like Bank of America and JPMorgan.
• Bitcoin could hit $150K by 2025, says the fund, but faces resistance at $107K before breaking higher levels.

Mark Yusko, CEO and CIO of Morgan Creek Capital Management, who previously predicted Bitcoin could reach $100,000, has now shared his thoughts on what’s next for BTC now that its past the milestone. In an interview with The Paul Barron Network, he also touched upon XRP’s potential to reshape U.S. monetary policy; a hot topic in the crypto community.

Has the Market Hit its Peak?

Bitcoin has already experienced a significant price surge since the November elections and Yusko believes Bitcoin hasn’t yet reached its peak. It could rise to a range of $150,000 to $180,000 before the cycle ends and this level would be about 1.5 times above its fair value.

Currently, Bitcoin’s fair value sits around $95,000 to $98,000, with the market priced between $104,000 and $105,000, slightly above this range. Looking ahead, Yusko predicts Bitcoin could reach $150,000 to $170,000 by mid-2025, before the market potentially cools down, leading to another “crypto winter.” 

Right now, Bitcoin is having trouble breaking the $106,000-$107,000 price range, facing resistance around this level, and hasn’t made any new highs. Despite the uncertainty, there’s still potential for Bitcoin to continue its upward trend if it can break through resistance and hold above key levels. 

Billion-Dollar Fund Weighs XRP Adoption as SWIFT Replacement

While explaining that his firm has historically favored larger, more established protocols like Bitcoin, Ethereum, and Solana, but yet to invest in XRP, Cardano, or Hedera. 

Yusko then talked about XRP’s potential, noting that Morgan Creek has not yet invested in the token due to its lack of tangible value or equity ownership. However, he suggested that widespread adoption of XRP by major banks, such as JPMorgan or Bank of America, could shift this stance.If XRP were to replace SWIFT as a faster, more cost-efficient system and provide direct benefits to token holders, Yusko said the fund would consider investing. This has made XRP a token under watch from one of the most sought-after billion-dollar fund managers.